#Financial calculators for sale full#
#Financial calculators for sale registration#

That interest is charged to the loan account at the same frequency and on the same day as the repayments are made (this may not be the case for your loan). That your annual interest charge is divided equally over 12 monthly payments (in reality, interest is calculated daily and charged monthly which can lead to your interest charge varying between months). We do this as we can't predict what rates will do in the future.

#Financial calculators for sale full#

That the interest rate displayed will not change and will apply for the full 30 year loan term. When calculating repayments we have had to make a number of assumptions which may affect the accuracy of the amounts shown.

Repayments: Repayments: Repayments are indicative only.

The interest rate will not change and will apply for the full 30 year loan term. Unless you enter another rate, that the interest rate is NAB's standard variable rate

Interest rate: For the purposes of our calculation, we assume:.Loan term: We have assumed a 30 year loan term.If you go ahead with a NAB home loan, we may apply a higher interest rate buffer, depending on your choice of home loan product. This allows us to factor in, to a degree, the effect of interest rate increases when working out how much you may be able to afford. Interest rate buffers:Interest rate buffers: We include an interest rate buffer in our calculations.Note: Basic Australian Household Expenses is sourced from the Melbourne Institute (see Expenses:If the expenses you entered are less than those we think you should have using the 'Basic Australian Household Expenses', we will apply the Basic Australian Household Expenses figure.Those assumptions affect how reliable the borrowing power amount is. We have also made a number of assumptions when calculating your borrowing power. This may impact the actual amount you can borrow. If you apply for finance with NAB, there may be instances where we do not include all of your income in an application (for example, where the amount of income is not considered consistent (eg. You should confirm the government costs and duties payable with the relevant government authorities.įor the borrowing power calculation, we have used all of the income that you have stated in the calculator to arrive at a borrowing power amount. We cannot guarantee that these rates are correct, up to date or are the ones which would apply to you.

It does not take into account any concessions you may be eligible for (such as first home buyers discounts) or any surcharges or additional and duties that may apply given your individual circumstances.

#Financial calculators for sale registration#

This estimate takes into account stamp duty and registration costs calculated using the relevant government authority websites. It doesn't take into account loan eligibility criteria or your complete financial position. The maximum loan amount is an estimate only, based on the income and expenses entered. This amount may not be the final amount you need to (re) finance your property and is used solely for the purpose of providing you with an indication of the loan amount you may require, the upfront costs you may incur, and the repayments that may be payable if you took out a loan for that amount. Borrowing power:The loan amount has been calculated based on the information input by you, and information sourced by third parties.